1) If you've lived on your own since the time of buying your B7 S4 - hats off to ya!! You are an amazing young man/woman.
2) If you've lived in mommy and daddy's house while paying on your B7 S4? Then you have no clue what it takes to build equity in life - while surviving the normal rigors of being truly self-sufficient. Add a house pmt; insurance; taxes; utilities; etc. onto your monthly 'nut'? Your ability to dine on fine automobiles goes down JUST a bit.
That's not a slam, BTW. I felt the same way as you once upon a time. I paid off a nearly-new Honda Prelude very quickly wayy back....when I was living in Daddy's house. Five years later, with a wife and a new baby? The challenges were significantly harder.
There's a huge difference. Looking fwd to your reply with your honest answer.
I'm an honest person in general so take it how you want it. I do see what you are saying with the above, but there are many variables that come into play here. I have lived with my parents, and still do in their one family house which in my opinion is rather big for multiple family members to live comfortably without stepping on each others toes. There is a garage, private driveway for multiple cars, backyard space, blah blah blah. So sure, I do live there, it's a lot more comfortable, and more beneficial than an apartment in this area would be, BUT that does NOT mean there is nothing coming out of my account towards it all, there is work/expense(s) involved, both of which could very well go into apt living.
Also, being young and living in NY also puts my car insurance payments high, that comes out of my pocket aswell, although I cheated and I'm under my brothers military policy plan as it was a lot more reasonable in terms of pricing which can hold me over until 25 or around there. If i have the opportunity to save, why wouldn't I? I dont have a gas card through them either.
In terms of the B7 S4, I won't be listing my entire car history here and details behind it, if you want to know, PM me and maybe i'll share, but let's say if I was to be in my own apartment before the purchase of the car, that very car would more than likely not be the one i would be looking at, if I would even be looking at a car at the time.
So now, does every younger person have the same possibilities and options?
My apologies if i came off as jumpy but what does get me rather upset is that some people are very very quick to assume that if they see a young person with a car, majority of the time, it's assumed that family purchased it for them fully and those people are usually looked down on. In the past I've had someone go up to me saying "Must be nice for parents to buy you a car". I'm rather fortunate to have a well paying job compared to what I'm able to get at the moment, as I'm still in school.
With that said, let's get back on topic. If you would like to take the discussion further, feel free to pm me. It's late/early so I hope my thoughts came out like i wanted them too, seems to make sense now ^_^