Got approved through USAA for a 4.99% loan up to 23k some dollars but only wanted 19k. Cool beans, errr balls hahaha looking to keep it under $19k (including TTL) before my trade in to keep the payments lower. I decided to go with a 72 month loan to keep the payments down. It was only a $50 difference between the 72 month and the 60 month but that $50 that can be used elsewhere (like bills, groceries, hookers, etc.). So now I just have to find the right car. This loan is good until September 20th or something so I have time when me and the fiancee come back from our honeymoon. Worst comes to worst, I have to do it over again. Looks like it didn't put a hit on my credit like I thought it would (I use credit karma to check). 716 credit score for a 22 year old aint half bad
So that's my update.