Thanks everyone for your speedy responses....Im saying that based on the estimate your payment calculator when.u enter the amount down and interest rate the payments only differ 90-110 dollars per month on the car note....same down payment same length of term and everything (by the way I was pre approved by my credit union) so that's why I got stuck....gas on the R based on EPA is 19 and GTI is 21 but I guess those 2 miles will make a big difference ( not trying to sound sarcastic) and then comes the point of Mods...my only mods I see so far is a RVC and r led and blacked out vw emblems ...won't be tuning.anytime soon..... I'm curious about.this xds feature ...anyone care to elaborate?? I wont be tuning until maybe I.owned for a year ...not tryna get bit by the bug too early and miss payments..lol I won't be tracking the car but will be doing spirited driving and coming to whatever east coast meets with u guys... I guess Awd will be better since I will be heading to east stroudsburg and will be snowboarding a lot..