The Waxer
Go Kart Champion
Actually, there CAN be repercussions, this can greatly depend. Afterall, insurance is about loss ratio. If you have a $1000 claim every month under Comp, at renewal they may increase your premiums because you are obviously at a higher risk for losses. Although yes, usually a comp loss is more forgiving than say a collision loss where you ran into 3 people. LOL
Obviously, don't go crazy on claims.
I've had the same agent since 1987 and my family has been with him since the 70's. He's very up front with me. Kinda like a family member.