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Old 10-06-2014, 08:04 PM   #1
afctom
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Younger GTI owners car payments

I've noticed there are lots of 17-21 year olds on here with GTI's (presumably still in college and not in full time employment), and I'm in the market to upgrade from a Golf to a GTI. How have you arranged your car payments? Directly through Volkswagen or is it a case of parents buying the car and you paying them back a certain amount per month? Any response is appreciated, Thanks!
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Old 10-06-2014, 08:05 PM   #2
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Old 10-06-2014, 08:28 PM   #3
Toomanyrpms
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haha ^solid answer! A lot of factors come into play here you could either hit up a bank for a loan or hit the dealer. Then refinance. Debts cheap these days!
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Old 10-06-2014, 11:08 PM   #4
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Mom and Dad for most
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Old 10-06-2014, 11:09 PM   #5
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Mom and Dad for most
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Old 10-06-2014, 11:17 PM   #6
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Bought my first mk6 TDI through VW credit a 1.9% when I was 22. Then traded it in when I was 24 and jumped into a GTI. Got raped on %Apr bc my credit has dropped, but it's not easy. I schedule my car payment with my monthly bonus along with my car insurance. But unlike most I pay up the ass for car insurance bc bad record/lead foot syndrome.
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Old 10-06-2014, 11:26 PM   #7
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Bought my first mk6 TDI through VW credit a 1.9% when I was 22. Then traded it in when I was 24 and jumped into a GTI. Got raped on %Apr bc my credit has dropped, but it's not easy. I schedule my car payment with my monthly bonus along with my car insurance. But unlike most I pay up the ass for car insurance bc bad record/lead foot syndrome.

17-21 ??


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Old 10-06-2014, 11:52 PM   #8
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Last sentence of op says any response appreciated....
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Old 10-06-2014, 11:52 PM   #9
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From what Ive read of it sounds like there are a few people who arent the ones making the payments on it... im not hating, I would let someone pay the bill for me too if I could
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Old 10-06-2014, 11:53 PM   #10
MarineOnline03
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21% apr anyone???
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Old 10-07-2014, 12:30 AM   #11
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Leased my mkv Jetta through the dealer and paid for all of it myself with a job... then financed a GTi when I turned 20 under my Parents name since I didn't have the necessary credit but I have been making all the payments since then.. and now there's about a year left of payments and the car will be paid off. (I'm 24 now)
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Old 10-07-2014, 01:42 AM   #12
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22 year old here.

1.9% APR from VW
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Old 10-07-2014, 03:43 AM   #13
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Cosigner with good credit. And credit union that does lower apr loans.

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Old 10-07-2014, 07:39 AM   #14
Tkulhanc134
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Younger GTI owners car payments

I got my mk6 gti when i was 20, mom insisted me being the cosigner, traded in my old car for $10k, i believe it was .99 apr. Now that my mk6 got totaled and got a huge check for $21k (havent received yet), i got a mk7 (23 now) under my name but dad co-signed, but i believe i pay 2.99 apr now, also i have excelent credit score than my parents, 800 to be exact. Payment starts in november as i got the car last saturday.

I work 30 hours a week, and work extra on some weekends at festivals about once in every month in warm seasons. I still go to school, wrapping up my degree, i make pretty good amount of money for someone in my situation, id probably move out by now, if i didnt get the gti or didnt get the mod bug.
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