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OT #27: Hot as Bawls Everywhere

lilonespaz

Go Kart Champion
I think we went over this already. But im just curious on what made you get up and move across country?

I've always thought about moving someplace new but then I'm like nahh. Plus I'm already pretty lonely in my own home town.
 

rblgti

Go Kart Champion
all settled in now? how's life back home?
Somewhat. Still looking for a place of my own. Things are going well here though :)

also, we all know you do enjoy lifting. so.
This is very true. Still looking for the perfect gym out here though :( it's taking way longer than expected.

Nah shes all about food this week.
Im mad jelly of that food from Arigato Sushi Sacramento she posted. Looks dope as fudge.
Everyone keeps freaking out over that food lol I mean, it was yummy, but people need to calm down lol

I think we went over this already. But im just curious on what made you get up and move across country?

I've always thought about moving someplace new but then I'm like nahh. Plus I'm already pretty lonely in my own home town.
I was just tired of the south and wanted to be back home with family and such. That's really it lol
 

lilonespaz

Go Kart Champion
ALSO GOOD NEWS... I'm gonna buy an intake this week, so that's pretty cool, I guess.
What kind?

Also that makes sense about going "home".



The only way im gonna move is if i win the lottery because i work for the family business so my skill sets into the work world are limited now.. Its not like im a valued asset that can afford to just move into some nice job in some completely new place. I work for a small local(Services 1.5 counties in Florida)(Lol its because we only go about half way up into the next county so that's the .5) window company.

SO yeah if i win the lottery Ive always wanted a house in the mountains something to maybe ski in/ski out(Except would be snowboarding). And i would have a house or two here near my home town. One for my parents and one new for me built to the way i want on land.. lol
 

EJBGTIVI

Drag Race Newbie
What kind?

Also that makes sense about going "home".



The only way im gonna move is if i win the lottery because i work for the family business so my skill sets into the work world are limited now.. Its not like im a valued asset that can afford to just move into some nice job in some completely new place. I work for a small local(Services 1.5 counties in Florida)(Lol its because we only go about half way up into the next county so that's the .5) window company.

SO yeah if i win the lottery Ive always wanted a house in the mountains something to maybe ski in/ski out(Except would be snowboarding). And i would have a house or two here near my home town. One for my parents and one new for me built to the way i want on land.. lol
If I win the lottery I will buy a house on the beach , probably San Diego area - I really like the Chicago area , but man the weather really sucks
 

uglybastard

Drag Racing Champion
someone just won the lottery out by me. crazy stupid amount...

if i won the lottery i dont know if i would quit my job or not. not right away anyway.
 

09vdubgti

Banned
I'd quit the shit out of mine. I wouldn't even invest it (like if it were an absurd amount), just enjoy it.

"Im going to buy you a lap dance, I'm going to buy myself a lap dance, I'm going to buy everyone in the whole strip club a lap dance"
 

lilonespaz

Go Kart Champion
I'd quit the shit out of mine. I wouldn't even invest it (like if it were an absurd amount), just enjoy it.

"Im going to buy you a lap dance, I'm going to buy myself a lap dance, I'm going to buy everyone in the whole strip club a lap dance"
And youll be the next member on the show "I won the lottery and now im broke"
 

lilonespaz

Go Kart Champion
I have different scenarios played out for different lotto amount wins lol.

Like right now the
Florida Lottery is 11 million jackpot.
Power Ball is 52 Million jackpot
Mega Millions is 30 Million Jackpot

I always will choose the early payouts over lump sum prize. I think of it like even if i blow all my money in a year i still have guaranteed money the next year. Or however their payments are.. not sure if monthly, weekly, quarterly, yearly etc. With a lump sum if you blow it all on bad decisions you have nothing coming next year or ever again.

So example

Florida lottery is either a 20 year payout or a reduced lump sum which is roughly equal to 48% of the jackpot amount after fees, taxes, and penalties.

So before tax you're looking at 550,000 per year for the next 20 years.. So even after tax youre looking in the ball park of 300,000 a year. Which is roughly 10 times what i make in a year lol. So roughly equates to over 6 million after taxes over the 20 years. (I went ultra conservative on the tax at 40% tax rate per year)

The lump sum is roughly 5.2 millionish if the 48% rule is still the same.
 

uglybastard

Drag Racing Champion
I have different scenarios played out for different lotto amount wins lol.

Like right now the
Florida Lottery is 11 million jackpot.
Power Ball is 52 Million jackpot
Mega Millions is 30 Million Jackpot

I always will choose the early payouts over lump sum prize. I think of it like even if i blow all my money in a year i still have guaranteed money the next year. Or however their payments are.. not sure if monthly, weekly, quarterly, yearly etc. With a lump sum if you blow it all on bad decisions you have nothing coming next year or ever again.

So example

Florida lottery is either a 20 year payout or a reduced lump sum which is roughly equal to 48% of the jackpot amount after fees, taxes, and penalties.

So before tax you're looking at 550,000 per year for the next 20 years.. So even after tax youre looking in the ball park of 300,000 a year. Which is roughly 10 times what i make in a year lol. So roughly equates to over 6 million after taxes over the 20 years. (I went ultra conservative on the tax at 40% tax rate per year)

The lump sum is roughly 5.2 millionish if the 48% rule is still the same.
taxes will always go up and the value of the dollar will always go down over time. i'll take lump sum and put into a trust that pays me annually and grows what money i do get.
 

Cadubya

Go Kart Champion
taxes will always go up and the value of the dollar will always go down over time. i'll take lump sum and put into a trust that pays me annually and grows what money i do get.


This. Lump sum is always the right decision unless you're MC Hammer with your money.
 
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