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Old 11-04-2014, 02:04 PM   #71
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It's the forum thing, but anyway it doesn't matter if you can afford it or not. It's how you use the "money". They way I see it, if your car is totaled I will get the money and get something else get a mk7, used mk6....etc whatever.

I get it that this is your first car and you like to baby it, but look at the picture, if you plan to repair it like maxtdi it will hurt resale value, unless you plan to keep the car for life.

I know I know... In the end it's really not up to me anyway... My dads gonna make the decisions, in the end, he's the owner of the car so he will decide. I just hope I won't lose it
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Old 11-04-2014, 02:08 PM   #72
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Old 11-04-2014, 02:10 PM   #73
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I know I know... In the end it's really not up to me anyway... My dads gonna make the decisions, in the end, he's the owner of the car so he will decide. I just hope I won't lose it
yea I see your frustration, its hard to see your new car being damaged and on the edge of totaling it.
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Old 11-04-2014, 02:11 PM   #74
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yea I see your frustration, its hard to see your new car being damaged and on the edge of totaling it.

Yeah... Fking sucks
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Old 11-04-2014, 02:17 PM   #75
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Do we have a problem man? You seem to have the feeling that its ok to talk the way you are right now? Whats up your butt bro?

Sometimes you gotta hear a different truth to put things in perspective. If you want to keep this car, let's round up some numbers:

20k for 38k miles (a bit above market price)
9k in damage

And you don't want to let go.

Total investment and maintenance for the car will be $29k approx.

PLUS a non-clean car fax. It will bite you in the ass in the long run.

Quote:
Originally Posted by Gti_Vroom415 View Post
I know I know... In the end it's really not up to me anyway... My dads gonna make the decisions, in the end, he's the owner of the car so he will decide. I just hope I won't lose it

Your dad will most likely settle if it's totaled. I'll assume his older age and experience will make him realize that even though a car is a sentimental thing it's more of an investment.


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Old 11-04-2014, 02:18 PM   #76
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you sound like a spoiled little kid
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Old 11-04-2014, 02:22 PM   #77
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you sound like a spoiled little kid

Spoiled lol, great another one with opinions... I pay for the financing... He paid the down payment....
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Old 11-04-2014, 02:23 PM   #78
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Originally Posted by razr390 View Post
Sometimes you gotta hear a different truth to put things in perspective. If you want to keep this car, let's round up some numbers:

20k for 38k miles (a bit above market price)
9k in damage

And you don't want to let go.

Total investment and maintenance for the car will be $29k approx.

PLUS a non-clean car fax. It will bite you in the ass in the long run.




Your dad will most likely settle if it's totaled. I'll assume his older age and experience will make him realize that even though a car is a sentimental thing it's more of an investment.


Sent from my iPhone using Tapatalk

Just have to wait and see
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Old 11-04-2014, 02:29 PM   #79
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so your GTI is worth roughly 15k, actually much much less now with the dents. If the damage is 9k it most likely will be totaled. Here is the next problem, you have a loan on it for 20k.. After insurance decides to total it and give you the value of the car(15k) you're going to have 5k still in debt on a loan for a car that doesn't exist. I hope you got gap insurance
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Old 11-04-2014, 02:34 PM   #80
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it sounds a bit too expensive for the repair. i doubt it is totaled. keep us updated. my dad had his car get sideswiped by another car merging into the lane on his 3 month old 2.5 Jetta, the bill came out 6k..bumper damage plus 2 doors and front fender. these are just dents with easily replaceable fender and a PDR dude for the hatch and i doubt the vandals had enough strength to cause structrual damage underneath
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Old 11-04-2014, 02:35 PM   #81
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20k and you put down? :0
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Old 11-04-2014, 02:38 PM   #82
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Originally Posted by Bouse View Post
so your GTI is worth roughly 15k, actually much much less now with the dents. If the damage is 9k it most likely will be totaled. Here is the next problem, you have a loan on it for 20k.. After insurance decides to total it and give you the value of the car(15k) you're going to have 5k still in debt on a loan for a car that doesn't exist. I hope you got gap insurance

Gap insurance lol
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Old 11-04-2014, 02:39 PM   #83
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it sounds a bit too expensive for the repair. i doubt it is totaled. keep us updated. my dad had his car get sideswiped by another car merging into the lane on his 3 month old 2.5 Jetta, the bill came out 6k..bumper damage plus 2 doors and front fender. these are just dents with easily replaceable fender and a PDR dude for the hatch and i doubt the vandals had enough strength to cause structrual damage underneath

Will do man
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Old 11-04-2014, 02:40 PM   #84
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so your GTI is worth roughly 15k, actually much much less now with the dents. If the damage is 9k it most likely will be totaled. Here is the next problem, you have a loan on it for 20k.. After insurance decides to total it and give you the value of the car(15k) you're going to have 5k still in debt on a loan for a car that doesn't exist. I hope you got gap insurance
just curious, do the check from the insurance have to go to his finance? or he can get the 15k (from totaled value) --> buy a "new" car ---> continue to pay for the debt (debt from totaled car)?
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