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Old 05-10-2011, 09:50 PM   #29
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Originally Posted by Back2myroots View Post
Or.. no.. I didn't get "fucked".. 3.75% of retail price due for documentation fee + transfer tags and destination, for Delaware, 36 month lease, 12k miles a year, was about $547 a month...

Check leasecompare.com.. $31,905 sticker including the protection kit, with 0 down and 36 months is $519 a month, then add 3.75% documentation fee plus destination and transfer tag fees, then you equal $550 a month.
Then maybe I got a great deal lol because I got the protection kit as well.. and put $0 down.. Or maybe it's just cheaper for Ohio? *shrug*
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Old 05-11-2011, 08:21 AM   #30
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Honestly, seems like you all got fucked... You guys are seriously paying $450 a month for a Sunroof package? Maybe I'm just spoiled because I take care of my credit, but it seems like people make a lot of bad decisions just to own a car.

I financed my car and I'm paying less than some of you. That doesn't make sense at all... Sticker on my car was close to $31,000, talked them down to $27,500 with added GTI rubber mats, traded in an $800 car that I bought for $1, and my payments are $460/month for a fully loaded 2011 4dr Autobahn.
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Old 05-11-2011, 10:12 AM   #31
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Honestly, seems like you all got fucked... You guys are seriously paying $450 a month for a Sunroof package? Maybe I'm just spoiled because I take care of my credit, but it seems like people make a lot of bad decisions just to own a car.

I financed my car and I'm paying less than some of you. That doesn't make sense at all... Sticker on my car was close to $31,000, talked them down to $27,500 with added GTI rubber mats, traded in an $800 car that I bought for $1, and my payments are $460/month for a fully loaded 2011 4dr Autobahn.
But most of us are leasing.. and I'm paying $490/mo for $0 down on the lease for a fully loaded car.. Are you financing for 72 months?
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Old 05-11-2011, 11:20 AM   #32
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But most of us are leasing.. and I'm paying $490/mo for $0 down on the lease for a fully loaded car.. Are you financing for 72 months?
I understand that you are leasing, but after 3 years of financing you will owe less on the vehicle than you would leasing it for the 3 years and then deciding to buy it or get rid of it. I understand leasing may seem more "hassle free" since you can just dump the car at the end, but leasing should technically cost LESS than financing a vehicle, not more. I financed for 60 months, not 72.

Oh, and I don't have mileage restrictions, wear and tear charges, nor am I restricted from doing things to my car without penalty.
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Old 05-11-2011, 11:48 AM   #33
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I understand that you are leasing, but after 3 years of financing you will owe less on the vehicle than you would leasing it for the 3 years and then deciding to buy it or get rid of it. I understand leasing may seem more "hassle free" since you can just dump the car at the end, but leasing should technically cost LESS than financing a vehicle, not more. I financed for 60 months, not 72.

Oh, and I don't have mileage restrictions, wear and tear charges, nor am I restricted from doing things to my car without penalty.
Did you get it with 0%? Because.. your payment sort of doesn't make any sense. $27,500 - $800 + sales tax divided by 60 is more than $460/mo.. and that is assuming you did get 0%..
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Old 05-11-2011, 11:56 AM   #34
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Did you get it with 0%? Because.. your payment sort of doesn't make any sense. $27,500 - $800 + sales tax divided by 60 is more than $460/mo.. and that is assuming you did get 0%..
NH has no sales tax... I guess that and the fact that I didn't have to pay title fees since I purchased out of state would equate to my payment. Regardless, if leasing and financing both cost $500 a month I would still take the financing any day.

Also, $455 x 60 months = $27,300, which matches up well to my 2.49% interest on $26,700 total financed. I pay closer to $455/month, but rounded up to $460. Not sure what type of math you were using.
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Old 05-11-2011, 12:35 PM   #35
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NH has no sales tax... I guess that and the fact that I didn't have to pay title fees since I purchased out of state would equate to my payment. Regardless, if leasing and financing both cost $500 a month I would still take the financing any day.

Also, $455 x 60 months = $27,300, which matches up well to my 2.49% interest on $26,700 total financed. I pay closer to $455/month, but rounded up to $460. Not sure what type of math you were using.
Ah.. must be the no sales tax and no fees.. don't know how you talked to 'em down that low and also got all those things..

But I was just doing basic math.. $27,500 - $800 + roughly 7% of 27500-800.
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Old 05-11-2011, 03:22 PM   #36
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Ah.. must be the no sales tax and no fees.. don't know how you talked to 'em down that low and also got all those things..

But I was just doing basic math.. $27,500 - $800 + roughly 7% of 27500-800.
Well 3 dealers had the exact car I wanted, so I just bounced between them getting them to undercut each other until I was happy and they wouldn't go any lower. It wasn't easy but it was worth the time and effort to get the price I did.
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Old 05-11-2011, 03:42 PM   #37
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Well 3 dealers had the exact car I wanted, so I just bounced between them getting them to undercut each other until I was happy and they wouldn't go any lower. It wasn't easy but it was worth the time and effort to get the price I did.
ya that really is a great price.
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Old 05-11-2011, 03:46 PM   #38
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Well 3 dealers had the exact car I wanted, so I just bounced between them getting them to undercut each other until I was happy and they wouldn't go any lower. It wasn't easy but it was worth the time and effort to get the price I did.
Dealer cost is $29,000 lol. They took a hit on you and only made money on the financing..

Thought I got a deal for $500 above dealer cost..
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Old 05-11-2011, 04:04 PM   #39
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Who pays $450+ for a fucking lease on a fucking GTI?! You're all getting fucked.
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Old 05-11-2011, 06:27 PM   #40
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Who pays $450+ for a fucking lease on a fucking GTI?! You're all getting fucked.
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Old 05-11-2011, 07:06 PM   #41
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2011 4 door DSG, Sunroof package, and Wheel & tire insurance (already paid itself off when i blew a tire and cracked a rim in a horrible pothole in LI).

$480/month, 15k/year, 36 months. Car was $100 over invoice, bought September 2010.
$0 down, taxes & Title rolled in, nothing upfront except first month payment.
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Old 05-12-2011, 10:07 AM   #42
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2011 4 door DSG, Sunroof package, and Wheel & tire insurance (already paid itself off when i blew a tire and cracked a rim in a horrible pothole in LI).

$480/month, 15k/year, 36 months. Car was $100 over invoice, bought September 2010.
$0 down, taxes & Title rolled in, nothing upfront except first month payment.
This is just an insane amount of money for a GTI. $9 more dollars and you could have had my G37-S which was $42K new.
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