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Old 03-17-2010, 08:17 AM   #15
Brum85
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I have a buddy here at work, when he was 21-22 he had an Arcua RSX -S and was paying $400 a month in insurance. He had 2 tickets and 2 accidents on his record.

He only kept that car for about 2 years.

Long story short, insurance companies will take you to the damn cleaners if they can. Best bet for lower rates = turn 25, no tickets, no accidents, married. (Also having more than one car with the same company, or having your house or something with them)
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Old 03-17-2010, 09:23 AM   #16
my1stvdub
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GEICO...27/m clean record...94 bucks a month.. long island
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Old 03-17-2010, 03:31 PM   #17
gti11561
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Im 21 clean record and i pay 260 a month with allstate. Long Beach NY
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Old 03-17-2010, 10:16 PM   #18
carlos33018
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Geico , 26 clean record 120 a month.
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Old 07-10-2010, 05:15 PM   #19
sportriderseattle
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There is no ONE particular cheaper insurance company for all, it all depends on who you are and where you live....that's it.

It will pay off for everyone to shop for new insurance every couple years and see if you can do better. Insurance is VERY competitive and that is why every single insurance company commercial advertises the same....."You can save up to $400 by switching to ABC Insurance". Blah, blah, blah....

So just check them all out for yourself and best of luck.

[I worked in the insurance industry for 7 years]
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Old 07-11-2010, 01:45 PM   #20
ScoGold
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I got the following quotes since I'm looking to move away from my Chevy to a VW. I totally forgot that there would be a $200-400 premium increase for a new car.

PROGRESSIVE (quoted)
Cambridge, MA
2010 VW GTi
26 years old, clean record
$1,244/year

PROGRESSIVE (quoted)
Cambridge, MA
2010 VW Golf TDi
26 years old, clean record
$1,088/year
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Old 07-12-2010, 01:39 AM   #21
DimaGT
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30 yrs old, almost clean record
4 door GTI
AAA
$115 per month
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Old 07-12-2010, 01:45 AM   #22
DvS21
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20, Northern VA, 1 ticket 1 accident. Geico, 237 a month for full coverage.
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Old 07-12-2010, 01:53 AM   #23
DvS21
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Quote:
Originally Posted by Halvie View Post
What kind of coverage are you guys getting with these quotes. Without knowing that this is pretty pointless...
I listed mine as full coverage... meaning everything Geico offers. My deductibles are set at $500
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Old 07-12-2010, 04:44 AM   #24
DimaGT
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Quote:
Originally Posted by Halvie View Post
What kind of coverage are you guys getting with these quotes. Without knowing that this is pretty pointless...

I have max. coverage on my GTI
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Old 07-12-2010, 07:29 AM   #25
grambles423
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Full Coverage and Free Rental
$500 deductible
22/M

$83 a month

USAA FTMFW!
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Old 07-12-2010, 01:52 PM   #26
Halvie
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What do you guys have for bodily injury liability, property damage liability, uninsured/under insured motorists, and medical expense?
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Old 07-12-2010, 01:56 PM   #27
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everything. I'll have to double check my stuff...but its pretty much maxed out
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Old 07-13-2010, 04:59 AM   #28
Halvie
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Quote:
Originally Posted by grambles423 View Post
everything. I'll have to double check my stuff...but its pretty much maxed out
Not even sure if there is a max...maybe for certain companies. For instance, I think my Aunt has a million for bodily injury liability. I was doing a quote on progressive looking for a lower rate, and they don't offer anything close to that on their site.

If I go with Progressive's "recommended" package they quoted me $65 a month, but it is a lot lower coverage than I have. I pay $84 a month for the following:

Bodily Liability: 300k each person 500k each occurrence
Property Liability: 300k each occurrence
Medical Expense: 10k each person
Comprehensive Deductible: $500
Collision Deductible: $500
Emergency Road Service
Uninsured Motorists: 300k each person / 500k each accident

Not really sure if I have "enough" coverage, or too much. Wouldn't mind dropping my payment by $20 a month, but not sure if having that "little" coverage is a smart idea.
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