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Old 01-15-2014, 04:24 PM   #43
golftdibrad
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Depending on size....
extra set of wheels and tires

and either GTI goodies or a KART

at least one small gun (sr22?)

rest debt/savings

I get lots extra taken out so i have a juicy refund....nothing worst than owing the bastards money at the end of they year.
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Old 01-15-2014, 04:25 PM   #44
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either an eurojet fmic, stage 1, cts turbo catback w/e i haven't got yet on car

or put it on bank
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Old 01-15-2014, 04:45 PM   #45
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Originally Posted by chilipepper View Post
If you are getting a refund, you are doing it wrong.
You are correct sir.

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Clearly I know I could adjust my dependents and probably get close to $0 but why not, For the extra $50 or so that I'd get back on each pay check throughout the year that I wouldn't even notice. I'd rather get a large check at the end of the year, it makes it feel like free money to me or rather a forced savings account that I wouldn't likely do on my own
This is kinda now I look at mine too.

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then that means you are doing it right, no?



i claim 0, but i feel like i should at least claim 1 or something. i would like to get more of my paycheck.

I always debate changing mine to 1, but honestly like rawbdog said I wouldn't really notice the extra 50 a check.
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Old 01-15-2014, 05:49 PM   #46
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x2

I get a tax bill every year for both state and federal, but then again I don't give anyone interest free loans of my money
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Old 01-15-2014, 05:54 PM   #47
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Buy a new fence. I'm tingling with anticipation.
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Old 01-15-2014, 05:58 PM   #48
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Pay off debt... student loans
This.

I bought a house last FY, got married the year before. Maxing out the student loan interest deduction makes tax time fun.
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Old 01-15-2014, 06:08 PM   #49
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And yes, the mortgage interest deduction is a huge helper come return time. As can property taxes.
Yep this is a nice help.

Hmmm last year was the first year I ever got a return since it was a slower than usual. This year I'll actually get some back too........

DD tires. Probably another set of Hankook V12. Possibly Ed's lights or used oem. I hate the surprised look of the halogens.
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Old 01-15-2014, 06:08 PM   #50
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New clutch, didn't deploy last year so won't be getting a big one :/
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Old 01-15-2014, 06:12 PM   #51
Blaylock1988
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If you want to optimize your income, the best is to owe exactly 0. The sooner you can get money into the bank/savings, the more you will make in interest. As opposed to the govt holding onto your money for up to a year and you not making interest on up to thousands.

I am young and haven't been able to balance it out yet myself.
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Old 01-15-2014, 06:14 PM   #52
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Buy a new fence. I'm tingling with anticipation.
dat fence.

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Originally Posted by XGC75 View Post
This.

I bought a house last FY, got married the year before. Maxing out the student loan interest deduction makes tax time fun.
word.

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Originally Posted by Rotaryknight View Post
Yep this is a nice help.

Hmmm last year was the first year I ever got a return since it was a slower than usual. This year I'll actually get some back too........

DD tires. Probably another set of Hankook V12. Possibly Ed's lights or used oem. I hate the surprised look of the halogens.
Get the Sumitomo HTR ZIII's over the V12's

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Originally Posted by Blaylock1988 View Post
If you want to optimize your income, the best is to owe exactly 0. The sooner you can get money into the bank/savings, the more you will make in interest. As opposed to the govt holding onto your money for up to a year and you not making interest on up to thousands.

I am young and haven't been able to balance it out yet myself.

agreed in theory, but it's even harder with a mortgage and other deductions.. I've been trying to get more per pay period than a bigger refund, but it barely works.. i think its becos our deductions are so large, so we always get a fairly decent return.
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Old 01-15-2014, 06:14 PM   #53
asiantrick
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Tax refund ...lol what's that? Every year I have to pay a shit load back to uncle sam from all my capital assets.
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Old 01-15-2014, 06:40 PM   #54
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Quote:
Originally Posted by chilipepper View Post
If you are getting a refund, you are doing it wrong.
yep, stop giving interest free loans to the government.
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Old 01-15-2014, 06:45 PM   #55
nouse4aname
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Yeah having a refund is "forced savings"...with a negative interest rate thanks to inflation.
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Old 01-15-2014, 06:45 PM   #56
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I have them withhold so not to go crazy on personal spending throughout the year. Always been a bigger saver anyways, however its nice to think you have less money than you actually have. Refunds are always like a late yearly work bonus to me...but now that you put it in terms of interest free loans to the government.
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